Car accident lawyer in Florida

Does Car Insurance Cover the Car or the Driver in Florida?

A lot of car accident victims get scared when they find out the person who caused their accident has no insurance. Maybe the person driving is a teenager and they haven’t even had their license more than a few weeks. Or, it could be someone who borrowed their neighbor’s car. The last thing we think when we lend our car out is that someone is going to get into an accident.

Most of us have something similar. Our friend asks to borrow our car while their car’s in the shop. Or, our kid asks to borrow the car to go to work. We don’t worry because we know that we have insurance on the car. Heaven forbid, something happens, we think we’ll be covered.

So, if someone crashes into you while driving someone else’s car, what happens? The good news is that the insurance follows the car, not the driver. If you’re injured in a car accident and the person driving doesn’t own the car, you’ll still be covered. Just call and speak with an experienced car accident lawyer in Florida as soon as possible so they can help file your claim.

Insurance Follows the Car, Not the Driver

You can still file a claim against the owner’s insurance policy. Just because the person driving doesn’t own the car, your injuries will still be taken care of. You’ll be entitled to the following:

  • Medical bills and future medical bills
  • Lost wages
  • Pain and suffering
  • Permanent disability
  • Property damages

Your car accident lawyer in Florida will make sure your claim is handled properly. If you run into any problems because the car was borrowed, they’ll negotiate with the insurance adjuster. Your Florida car crash attorney will fight hard to get you the compensation you deserve.

What if Their Policy Doesn’t Cover All of My Damages? Can A Florida Car Accident Lawyer Help?

If your injuries are very serious, there is a chance the owner’s insurance policy won’t cover all of your damages. When this happens, you can file a claim against the driver. If the driver has their own insurance policy, it will kick in to cover the difference. When they don’t, you’ll have no choice but to file a lawsuit against them personally.

Silver Injury Law is a car accident law firm in Boca Raton Florida. If you or a loved one have been involved in a car accident call us to schedule a consultation.

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